Welcome to Virginia Mortgage Brokers
Virginia Mortgage Brokers Your Trusted Partner in Home Financing
At Virginia Mortgage Brokers, we make the mortgage process simple, transparent, and tailored to your needs. From jumbo mortgage loans to first-time buyer programs, our team is here to guide you every step of the way. With expert advice, competitive solutions, and a client-first approach, we help turn your dream of homeownership into reality.
About Us
About Virginia Mortgage Brokers
Virginia Mortgage Brokers was built on the belief that every client deserves clear guidance, honest advice, and tailored mortgage solutions. With years of experience and deep knowledge of the Virginia market, we specialize in helping clients secure the right financing from jumbo mortgage loans to flexible homebuyer programs. Our mission is to make the lending process smooth, transparent, and stress-free, while building long-term relationships based on trust and integrity.
Our Mission
At Virginia Mortgage Brokers, our mission is to provide clear, personalized, and trusted mortgage solutions making homeownership simple and stress-free.
Our Vision
To be Virginia’s most trusted mortgage partner, delivering transparent and client-focused solutions for every homeowner.
Our Services
Comprehensive Mortgage Solutions
HELOC (Home Equity Line of Credit)
Access flexible funds using your home’s equity great for renovations, education, or debt consolidation.
VA Loans
Exclusive benefits for veterans and active-duty service members with little to no down payment.
Conventional Loans
Traditional mortgages with competitive rates and flexible terms for qualified borrowers.
DSCR Loans (Debt-Service Coverage Ratio)
Investor-focused loans that qualify based on property income, not personal income.
FHA Loans
Government-backed mortgages with low down payment and flexible credit requirements.
Foreign National Loans
Tailored solutions for non-U.S. residents purchasing property in the United States.
Non-QM Loans
Flexible options for borrowers who don’t fit traditional lending guidelines, like entrepreneurs and gig workers.
Reverse Mortgage Loans
For homeowners 62+, convert home equity into cash without monthly mortgage payments.
Refinance Loans
Lower your rate, shorten your term, or cash out equity with refinancing tailored to your goals.
Commercial Loans
Financing options for purchasing, refinancing, or expanding commercial and investment properties.
Down Payment Assistance
Programs to help eligible buyers cover part of their down payment and make homeownership more affordable.
Bank Statement Mortgage Loans
Perfect for self-employed borrowers—use bank statements instead of tax returns to qualify.
Fixed Rate Mortgage
Lock in a steady interest rate and predictable monthly payments for the life of your loan.
Jumbo Mortgage Loans
Loans that exceed conforming limits—ideal for luxury homes and high-value properties.
Purchase Loans
Straightforward financing designed to help you buy your next home with confidence.
USDA Loans
Zero-down financing for eligible rural and suburban homebuyers with competitive interest rates.
Why Choose Us
Why Choose Virginia Mortgage Brokers
We go beyond just offering loans we provide guidance, transparency, and tailored solutions to make your homeownership journey smooth and stress-free. With local expertise and a client-first approach, we ensure you get the right mortgage for your needs.
Trusted Expertise
Years of experience and local knowledge to guide you through every step.
Client-First Approach
We focus on your goals, offering tailored solutions that fit your needs.
Transparent Process
Clear communication and honest advice with no hidden surprises.
Wide Range of Programs
From jumbo loans to first-time buyer options, we have solutions for every borrower.
Testimonial
What Our Clients Say
Response from the owner 00:54 07 Sep 25
Thank you so much for the 5-star rating, Marla! I'm thrilled that you had a positive experience with Duane Buziak Mortgage Maestro. If there's anything more I can do for you as your mortgage broker, feel free to reach out anytime. 
Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌
Response from the owner 00:57 07 Sep 25
Thank you for your wonderful feedback, Cecilia! We're thrilled to hear that Duane was able to navigate your complex mortgage situation and deliver such a positive experience. His dedication and expertise truly make a difference, and it's amazing to know that you felt supported throughout the process. We appreciate your recognition of his hard work and passion. As an elite mortgage broker your satisfaction is our top priority! 
Duane is the real deal
Is he over the top…Absolutely!
Is he aggressive…Yes!
Will he reach out to you as soon as you inquire…you bet!!!
And at the end of the day he will use that energy to get you the best deal that fits your needs.
We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done…
Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected.
Talking at 10pm ( someone who sleeps less than me)
2am emails ( yes I was up as well)
3 weeks later
We just signed our refi loan
3.5% drop
Closing was 2 weeks ahead of schedule
No glitches!
Why
Duane knows the business!
Duane grinds!
Duane listens to what you want!
Duane doesn’t push at the end!
Thank you Maestro!
Is he over the top…Absolutely!
Is he aggressive…Yes!
Will he reach out to you as soon as you inquire…you bet!!!
And at the end of the day he will use that energy to get you the best deal that fits your needs.
We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done…
Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected.
Talking at 10pm ( someone who sleeps less than me)
2am emails ( yes I was up as well)
3 weeks later
We just signed our refi loan
3.5% drop
Closing was 2 weeks ahead of schedule
No glitches!
Why
Duane knows the business!
Duane grinds!
Duane listens to what you want!
Duane doesn’t push at the end!
Thank you Maestro!
Response from the owner 03:59 30 Aug 25
Thank you for your fantastic feedback! We're thrilled to hear about your positive experience with Duane and grateful for your trust in him over the years. His dedication and commitment to finding the best solutions for his clients truly set him apart. Congratulations on your successful refinance and the impressive rate drop! We appreciate your support and look forward to assisting you in the future.Thank you! 
Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life.
Response from the owner 03:34 28 Aug 25
Thank you for your wonderful feedback, Kyle! We're thrilled to hear that Duane and the team were able to support you in this important transition. Your recommendation means a lot to us, and we're glad to have been part of your journey. Wishing you all the best in this new chapter of your life!Thank you! 
Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times.
Response from the owner 15:15 15 Aug 25
Thank you so much JR, for your awesome review! I'm thrilled to hear that you found me knowledgeable and that I could secure you the best rate while keeping you informed throughout the process. Your experience with me means a lot, and I'm grateful to be your go-to mortgage lender.Duane Buziak Mortgage Maestro 
As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why?
Response from the owner 02:29 06 Aug 25
Thank you very much for your kind words! I'm delighted that you valued the low title fees with no settlement charge and felt the mortgage process was seamless and stress-free. Assisting you in saving money as your mortgage broker and providing a positive experience is always my aim here in Virginia 
⭐️⭐️⭐️⭐️⭐️
I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding.
He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions.
Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule.
As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options.
If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding.
He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions.
Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule.
As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options.
If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
Response from the owner 22:19 29 Jul 25
Thank you so much, Naomi! I'm truly honored by your kind words and delighted to know that my blend of industry knowledge and focus on personalized solutions made your home purchase a positive experience. As a prideful mortgage broker, It's wonderful to hear that my responsiveness and commitment to integrity left such a positive impression, both for your own transaction and with the countless clients you've trusted me with. 
Response from the owner 04:17 29 Jul 25
Thank you for the fantastic rating Yulia! I'm delighted to hear I could provide great mortgage broker services for you. If you ever need help with ITIN or any other mortgages in the future, please don't hesitate to reach out. 
Duane is very hardworking and knowledgeable,got us the best deal
Response from the owner 17:33 24 Jul 25
Thank you so much, Keerthi! I'm glad to hear that you appreciated my hard work and knowledge as a mortgage broker here in Glen Allen. It's always a goal of mine to get the best deals for clients, and I'm thrilled that you're satisfied with your experience. I hope you grow to love your new home 
Duane has helped me with two different home purchases and I can say that he is the best for a reason! He cares about the situation you're in, gives it to you straight and guides you to the right direction. 100% recommend him for you and your family!
Response from the owner 16:14 21 Jul 25
Thank you for your kind words, Alba! We’re thrilled to hear about your positive experiences with Duane as your mortgage broker. His dedication and expertise truly make a difference in the home buying process. We appreciate your recommendation and look forward to assisting you and your family in the futureThank you! 
Your Mortgage, Made Simple
At Virginia Mortgage Brokers, we simplify the home financing process with expert guidance, transparent solutions, and personalized loan programs. Whether you’re buying your first home, refinancing, or exploring jumbo loans, we’re here to make every step clear and stress-free.
FAQS
Answers to Common Questions
At Virginia Mortgage Brokers, we know the mortgage process can feel overwhelming. That’s why we’ve answered some of the most common questions to help you better understand your options and make confident decisions.
We provide a wide range of options, including jumbo loans, conventional loans, FHA, VA, USDA, refinancing, and more—tailored to fit your unique needs.
A broker gives you access to multiple lenders and programs, ensuring you get competitive rates, flexible terms, and a mortgage that truly fits your financial goals.
Our team evaluates your credit, income, and long-term goals to match you with the best loan program—whether you’re a first-time buyer, investor, or refinancing.
No—our pre-approval process uses a soft credit check, so you can explore your options without impacting your credit score.