Loan Programs
Explore Our Loan Programs
Our Services
Comprehensive Mortgage Solutions
HELOC (Home Equity Line of Credit)
Access flexible funds using your home’s equity great for renovations, education, or debt consolidation.
VA Loans
Exclusive benefits for veterans and active-duty service members with little to no down payment.
Conventional Loans
Traditional mortgages with competitive rates and flexible terms for qualified borrowers.
DSCR Loans (Debt-Service Coverage Ratio)
Investor-focused loans that qualify based on property income, not personal income.
FHA Loans
Government-backed mortgages with low down payment and flexible credit requirements.
Foreign National Loans
Tailored solutions for non-U.S. residents purchasing property in the United States.
Non-QM Loans
Flexible options for borrowers who don’t fit traditional lending guidelines, like entrepreneurs and gig workers.
Reverse Mortgage Loans
For homeowners 62+, convert home equity into cash without monthly mortgage payments.
Refinance Loans
Lower your rate, shorten your term, or cash out equity with refinancing tailored to your goals.
Commercial Loans
Financing options for purchasing, refinancing, or expanding commercial and investment properties.
Down Payment Assistance
Programs to help eligible buyers cover part of their down payment and make homeownership more affordable.
Bank Statement Mortgage Loans
Perfect for self-employed borrowers—use bank statements instead of tax returns to qualify.
Fixed Rate Mortgage
Lock in a steady interest rate and predictable monthly payments for the life of your loan.
Jumbo Mortgage Loans
Loans that exceed conforming limits—ideal for luxury homes and high-value properties.
Purchase Loans
Straightforward financing designed to help you buy your next home with confidence.
USDA Loans
Zero-down financing for eligible rural and suburban homebuyers with competitive interest rates.
Why Choose Us
Why Choose Virginia Mortgage Brokers
We go beyond just offering loans we provide guidance, transparency, and tailored solutions to make your homeownership journey smooth and stress-free. With local expertise and a client-first approach, we ensure you get the right mortgage for your needs.
Trusted Expertise
Years of experience and local knowledge to guide you through every step.
Client-First Approach
We focus on your goals, offering tailored solutions that fit your needs.
Transparent Process
Clear communication and honest advice with no hidden surprises.
Wide Range of Programs
From jumbo loans to first-time buyer options, we have solutions for every borrower.
Your Mortgage, Made Simple
At Virginia Mortgage Brokers, we simplify the home financing process with expert guidance, transparent solutions, and personalized loan programs. Whether you’re buying your first home, refinancing, or exploring jumbo loans, we’re here to make every step clear and stress-free.